Waxhaw, NC Homes for Sale - Expert Bilingual Realtor
Waxhaw
23,140 Population (Census estimate, July 1, 2025)
12.10 Square miles of land (2020 Census)
1889 Year the Town was chartered
Description
Waxhaw is an incorporated town in Union County, North Carolina. The National Register nomination for its historic district places it sixteen miles south of Charlotte, on the western edge of the county, and twelve miles west of Monroe, the county seat. The Town says it is approximately three miles from the South Carolina state line. The town formed after the railroad reached it in the spring of 1888, and its charter of incorporation was ratified on March 7, 1889. The Town says the name comes from the Waxhaws, an Indian tribe that once lived in the area. The 2020 Census counted 20,534 people in the Town, up from 9,859 in 2010.
This page doesn't list homes for sale. I'm a bilingual English and Korean agent with eXp Realty. Tell me your budget, the size of home you need and the parts of the Waxhaw area you're considering, and I can send you current listings that match. I can also check whether each address is inside town limits before you tour. For commercial property, see my Waxhaw commercial real estate page.
Town of Waxhaw or a Waxhaw Address
The Town's Planning Department says a Waxhaw mailing address does not necessarily mean a property is within town limits, because mailing addresses are often based on the historic locations of post offices. To check, the Town points residents to its free MegaMap tool, which shows the current town limits; turn on its Zoning layer and search an address to see the zoning district.
The Village of Marvin is a separate municipality, incorporated on July 1, 1994. Its Village Hall uses a Marvin, NC 28173 address, the same ZIP code as Waxhaw Town Hall, and Marvin handles its own zoning under the Marvin Development Ordinance.
Where an address falls changes who you deal with:
- Inside town limits, Town Planning administers the Land Development Code, and the Town's Building Inspections division issues building permits.
- Union County Building Code Enforcement issues building permits in all parts of the county except Monroe and Waxhaw.
- Inside town limits, the Town contracts with Waste Pro for weekly trash collection and recycling every other week, billed on the annual property tax bill.
- Union County Water serves Waxhaw, Marvin and unincorporated areas of the county. For a septic or well permit, the County points owners to its Environmental Health division.
Property outside the Town can join it through voluntary annexation. The owners file a petition, and the Town's application form says all property owners must sign it. For an area contiguous to the Town, G.S. 160A-31 has the Board of Commissioners hold a public hearing on the petition before it decides.
Zoning, Permits and Downtown Historic Rules
Inside town limits, zoning follows the Land Development Code (LDC), which replaced the Town's Unified Development Ordinance on March 23, 2021. With a newly adopted zoning map, the Town consolidated the old 17 zoning districts into 8 simplified zoning districts. On August 27, 2024, the Board of Commissioners unanimously added a Conservation Design Development (CDD) section to the LDC, replacing older cluster provisions. Under CDD, 50% of land in a new development must remain undisturbed, and the number of housing units zoning allows does not change. The same change added an R2 Single Family district for low-density residential development, particularly in the southern parts of town.
The Town's Building Inspections division issues permits through an online Permit Portal. Its Accessory Structure Packet covers decks, pergolas, pools, porches and sheds, and all residential retaining walls require a permit.
Downtown historic rules
Much of downtown Waxhaw is in a National Register Historic District, which the Town says was established in 1991. The National Park Service record covers portions of Main, Broad, Church, Broom, Providence, Old Providence, Brevard and McKibben streets. According to the NC State Historic Preservation Office, National Register listing does not restrict a private owner unless the owner seeks a federal benefit such as a grant or tax credit. For a private owner, its chief practical benefit is eligibility for a 20% federal investment tax credit for a certified rehabilitation of an income-producing historic building.
Local landmarks are different. The Waxhaw Historic Preservation Commission decides Certificates of Appropriateness for repairs and maintenance of local historic landmarks. The Town lists four: the R.J. Belk Store, designated October 6, 1987; the A.W. Heath Commercial Complex, designated October 7, 1987; the Waxhaw Railroad Bridge, designated August 11, 1997; and the Waxhaw Water Tower/Tank, designated June 13, 2017. For an older home or building downtown, I can ask Town Planning which reviews apply before you plan exterior work.
Property Taxes and Revaluation
Owners inside town limits pay both Town and Union County property taxes. The NC Department of Revenue's table for fiscal year 2025-26 lists Union County's rate at 0.4342 and the Town's at 0.29, a combined 0.7242; the Town's tax page states its 2025 tax year rate as 29 cents per $100 of assessed property value. Union County bills and collects Town property taxes for the 2022 tax year and beyond.
For fiscal year 2026-27, NCDOR lists Union County's rate at 0.4342 again. The Board of Commissioners adopted the Town's budget for that year on June 9, 2026, and its budget ordinance levies a property tax rate of $0.29 per $100 of assessed valuation. Union County's last reappraisal was in January 2025, and NCDOR lists the next for 2029. Property taxes on everything except motor vehicles are due September 1 and must be paid by January 5 to avoid interest.
Homes and Neighborhoods
The downtown historic district's nomination says it takes in the oldest portions of the town's commercial and residential areas. It recorded fifteen houses constructed between c. 1888 and 1900 surviving there, and says most of the district's houses were built between 1900 and 1925, in styles including Queen Anne, Colonial Revival, vernacular frame houses with Triple-A rooflines, and bungalows. The Duncan McDonald House, c. 1888, is traditionally considered the oldest house in Waxhaw, though the nomination notes that another house may predate it.
Newer subdivisions appear on the Town's Developer Projects page, which notes that meeting dates and unapproved plans are subject to change. As of October 2026, the residential projects it listed as under construction included:
- Adelina Phase 1 by Shea Homes, on Providence Road S, which the Town describes as "486 single/family residential and mixed use development."
- Roger's Pond by Smith Douglas Homes, a 124 unit neighborhood on Old Waxhaw Monroe Road.
- Blythe Mill Townhomes by Eastwood Homes, with 120 single family attached dwelling units.
- Old Town Village by Tri-Pointe Homes, with 63 single family attached dwelling units and 3 single family detached cottage style homes.
- 300 North Broad Street Townhomes, a 20 townhome development.
Emerson Park, a mixed use plan with 850 units of apartments, townhomes and single family detached homes at 801 North Broome Street, was listed at the pre-construction meeting stage, the step before construction. Among established subdivisions, the same page lists a conditional rezoning for a 63-lot phase of Millbridge among its completed projects, and the Town's recycling schedules name Lawson and Millbridge.
I don't post price ranges here, because they go out of date quickly. I can pull recent sales for the subdivisions or streets you're considering. If you're looking at a new home, I can represent you with the builder; my guide to new construction around Charlotte covers what to ask.
Getting Around
The 1991 historic district nomination describes Broom Street (NC 16), which runs north-south, as the dividing line for east and west street names. It also describes the railroad tracks running east-west down the middle of Main Street, dividing it into North and South Main streets.
NCDOT is proposing to widen NC 16 (Providence Road South) between Rea Road and Waxhaw Parkway to a four-lane divided road with conventional and superstreet sections. Its project page lists construction beginning in 2029 and calls that date preliminary, while the Town's page for the project gives a 2030 construction start and an estimated completion date of 2035.
The Town's traffic project pages also list these, with schedules subject to change:
- A roundabout at NC 75 and Old Providence Road, with an estimated completion date of 2030.
- A crossing that carries Helms Road over the railroad tracks. CSX and the NCDOT Rail Unit are listed as the responsible party, and the estimated completion date is 2029.
- Helms Road Extension/Waxhaw Parkway West, a new roadway connection with construction scheduled for May 2029.
- A center turn lane on Broome Street and an eastbound left turn lane at NC 16 and NC 75, with construction scheduled for 2028.
If a home you like sits along one of these roads, I can check the project maps for that stretch before you make an offer.
Parks, Downtown and Landmarks
The 1991 historic district nomination describes brick commercial buildings facing the railroad tracks for two blocks along North and South Main streets. An elevated pedestrian bridge spans the tracks at Providence Street, where you can watch CSX trains pass underneath. Downtown is a North Carolina Main Street community, and the Town describes it as home to locally owned businesses, restaurants, retail shops, professional services, public art and year-round events.
Parks include:
- Downtown Park, at 301 Givens Street, with greenways, picnic pods, outdoor fitness equipment and nature-themed playgrounds.
- Town Creek Park, at 4240 Waxhaw-Marvin Road, a 19-acre community park with a playground, pavilion, butterfly garden and a Carolina Thread Trail trailhead.
- H.C. Nesbit Park, a 40 acre park in the northwest quadrant of town, next to Millbridge.
- The Carolina Thread Trail's Cross-State Suspension Bridge, a 170-foot long suspension bridge connecting the North and South Carolina trails.
- Cane Creek Park, a Union County park at 5213 Harkey Rd. with a Waxhaw mailing address, covering 1,050 acres of land around a 350-acre lake.
The Museum of the Waxhaws, at 8215 Waxhaw Highway, is run by the Andrew Jackson Historical Foundation and opens on Fridays and Saturdays. The museum says Andrew Jackson was born near Waxhaw on March 15, 1767, and that it is undetermined whether he was born in North or South Carolina. The Town's Waxhaw Learning Center opened on July 1, 2026, in the former Waxhaw Library building at 509 S. Providence Street, and the Southwest Regional Library is at 1720 Cuthbertson Rd.
Schools
Union County Public Schools assigns students to home schools based on the parent's address. The district is organized into nine secondary school clusters, each with feeder elementary schools set for the current school year, so assignments can change. Before you rely on a school assignment for any home, check the address with the "What School Do I Attend?" lookup on the UCPS Enroll page.
Buying or Selling in Waxhaw
North Carolina's Residential Property Disclosure Act, G.S. Chapter 47E, applies to sales of residential real property consisting of not less than one nor more than four dwelling units, with or without a broker, subject to its exemptions. The owner must give the buyer a residential property disclosure statement, a mineral and oil and gas rights mandatory disclosure statement, and an owners' association and mandatory covenants disclosure statement. If they are not delivered by the time the buyer makes an offer, the buyer may cancel the resulting contract. That right expires at the earliest of several points in the statute, including the end of the third calendar day after the buyer receives the statement.
Before you make an offer, I can check whether the home is inside town limits, its zoning district, whether it is a local landmark, and whether a planned road project reaches it. When you sell, I can gather the same records early, in English or Korean.
Frequently Asked Questions
This page doesn't list homes for sale. Tell me your budget, the size of home you need and the parts of the Waxhaw area you're considering, and I can send you current listings that match. Because a Waxhaw mailing address doesn't always mean a home is inside town limits, I can also check each address on the Town's map before you tour.
Yes. As of October 2026, the Town's Developer Projects page listed residential projects under construction, including Adelina Phase 1 by Shea Homes, Roger's Pond by Smith Douglas Homes, Blythe Mill Townhomes by Eastwood Homes and Old Town Village by Tri-Pointe Homes. The Town says it cannot guarantee the accuracy of the information on that page. If you're considering a new home, I can represent you with the builder and check whether the address is inside town limits.
No. The Town says mailing addresses are often based on the historic locations of post offices and do not reflect actual town limits. The Village of Marvin, a separate municipality, also uses the 28173 ZIP code. To check a specific property, search it on the Town's free MegaMap tool, which shows the current town limits.
Union County. The National Register nomination for the Waxhaw Historic District places the town sixteen miles south of Charlotte, on the western edge of Union County, and twelve miles west of Monroe, the county seat. The Town says it is approximately three miles from the South Carolina state line. Union County bills and collects the Town's property taxes, and Union County Public Schools assigns schools.
A price range on a web page goes out of date quickly, so I don't post one. For an official benchmark, the Census Bureau's 2020-2024 American Community Survey puts the median value of owner-occupied housing units in Waxhaw town at $549,400, a five-year survey estimate rather than a record of sales. For current numbers, I can pull recent sales for the subdivisions or streets you're considering.
Inside town limits, owners pay both Town and Union County property taxes. For fiscal year 2025-26, the NC Department of Revenue lists Union County's rate at 0.4342 and the Town's at 0.29 per $100 of value, a combined 0.7242, and Union County bills and collects the Town's taxes. For fiscal year 2026-27, NCDOR lists the county rate at 0.4342 again, and the Town's adopted budget levies $0.29 per $100 of assessed valuation. Union County's last reappraisal was in January 2025, and NCDOR lists the next for 2029.
It depends on the property. National Register listing alone does not restrict a private owner unless the owner seeks a federal benefit such as a grant or tax credit, according to the NC State Historic Preservation Office. For the Town's four designated local landmarks, the Waxhaw Historic Preservation Commission decides Certificates of Appropriateness for repairs and maintenance. For any downtown building, I can ask Town Planning which reviews apply before you plan exterior work.
Union County Public Schools assigns students to home schools based on the parent's address. Feeder schools are set for the current school year and can change, so check a specific address with the "What School Do I Attend?" lookup on the UCPS Enroll page before you rely on an assignment.
No. The Village of Marvin is a separate municipality, incorporated on July 1, 1994. It handles its own zoning and adopted the Marvin Development Ordinance after a public hearing on May 14, 2024. It shares the 28173 ZIP code with Waxhaw Town Hall, so check an address on the Town's map before you assume which town it is in.
Sources
- NC State Historic Preservation Office: Waxhaw Historic District, National Register nomination (PDF)
- National Park Service NPGallery: Waxhaw Historic District (NRIS 91001773)
- Town of Waxhaw: Historic Waxhaw
- Town of Waxhaw: Historic Landmarks
- Town of Waxhaw: Advisory Boards & Commissions
- NC State Historic Preservation Office: Comparison of National Register of Historic Places and Local Designation
- U.S. Census Bureau QuickFacts: Waxhaw town, North Carolina
- Town of Waxhaw: Planning
- Town of Waxhaw: Waxhaw 2040 Comprehensive Plan
- Town of Waxhaw: Waxhaw's Growth Strategy
- Town of Waxhaw: Waxhaw Adopts Conservation Design Developments in Land Development Code
- Town of Waxhaw: Voluntary Annexation Application (PDF)
- N.C. General Statutes § 160A-31: Annexation by petition
- Town of Waxhaw: New Residents
- Town of Waxhaw: Building Inspections & Permitting
- Town of Waxhaw: Permits
- Town of Waxhaw: Trash Collections & Recycling
- Union County, NC: Development Services
- Village of Marvin: Who We Are
- Village of Marvin: Home
- Village of Marvin: Planning & Zoning
- Town of Waxhaw: Tax
- NC Department of Revenue: 2025-2026 Tax Rates and Effective Tax Rates (XLSX)
- NC Department of Revenue: 2026-2027 Property Tax Rates and Reappraisal Schedules for North Carolina Counties (XLSX)
- Town of Waxhaw: FY2026-27 Adopted Budget (PDF)
- Union County, NC: Important Tax Dates
- Town of Waxhaw: Developer Projects
- NCDOT PublicInput: U-5769 N.C. 16 (Providence Road)
- Town of Waxhaw: NC-16 Widening (U-5769)
- Town of Waxhaw: NC-75 & Old Providence Road (U-6248)
- Town of Waxhaw: Helms Road Grade Separation (P-5748B)
- Town of Waxhaw: Helms Road Extension/Waxhaw Parkway West (HL-0158)
- Town of Waxhaw: Broome Street Improvements (HL-0115)
- Town of Waxhaw: Downtown
- Town of Waxhaw: Main Street Program
- Town of Waxhaw: Things to Do
- Town of Waxhaw: Downtown Park
- Town of Waxhaw: Town Creek Park
- Town of Waxhaw: H.C. Nesbit Park
- Town of Waxhaw: Greenways and Trails
- Town of Waxhaw: Waxhaw Learning Center
- Union County, NC: Cane Creek Park
- Museum of the Waxhaws: Welcome
- Museum of the Waxhaws: Permanent Exhibits
- Union County Public Schools: Enroll
- N.C. General Statutes Chapter 47E: Residential Property Disclosure Act
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